Housetalk Issue 177

Dear Resident,

The number of sales of dwellings including apartments in Waitakere City for July was 355. There were 34 sections sold. The median selling price in July was $803,000 up again from last month. The average days to sell was 29.

       Sale Prices    
Suburb Median selling price July 2016 No sold Days to sell
Titirangi $971,150 14 35
West Harbour $1,130,000 14 35
Glendene $754,000 8 35
Henderson $821,250 70 28
Hobsonville $899,000 13 33
Massey $756,000 49 27
Ranui $725,000 26 30
Sunnyvale $725,000 9 31
Te Atatu Peninsula $1,010,000 22 31
Te Atatu South $776,000 23 29
Glen Eden $716,000 29 29
New Lynn $728,000 33 29
Swanson $1,070,000 9 21
Kelston $644,500 8 27
Green Bay $1,010,000 9 26
Herald Island $1,442,500 4 31
Royal Heights $960,000 5 28

Capital Gains July 2011 – 2016 Median Prices

Glen Eden                110.7%

Royal Heights          128.6%

Ranui                        95.4%

The official cash rate (OCR) was reduced by 0.25% to 2.0% on the 11th of August which is a new low. The governor of the reserve bank indicated a further cut during 2016.

The idea of the cut was for lending banks to pass on the cut making it less attractive to overseas investors to move their money into New Zealand which would tend to
increase the value of the $NZ.

A high $NZ makes imports cheaper but makes NZ exports less competitive which reduces export sales, reducing production and makes it harder for exporters to
employ more people and harder to increase wages.

So for now the trading banks with the exception of Kiwi Bank (the only non-Australian owned bank but a small player) have not passed on the 0.25% OCR cut. It must be very frustrating for the reserve bank when the lending banks led by the ANZ failed to pass on the cuts.

Their action led not to a fall in the $NZ but an increase—ie exactly the opposite to what the reserve bank was trying to achieve. House price increases seem to be
slowing down probably due to the recent 40% LVR restrictions for investor buyers.

With a shortage of houses in Auckland of between 15,000 Auckland council (HPO) and 32,000 productivity commission depending on which analysis you choose
however the “pause” is likely to be temporary.

Never the less we must be approaching the top of the price cycle now and the various restrictions from the reserve bank and government on borrowing—with more on the way plus the big drive to build more homes we can not expect double diget price rises in the foreseeable future.

Do you want to know the value of your property? Its probably worth more than you think. Contact me for a free no obligation value update. 

Best wishes,

John Goodrum

Licensee Agent REAA 2008

021945140

thelegendofthewest@gmail.com

 

 

 

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